August 31, 2025
Your Guide to the September 2025 Age Pension Changes
A detailed guide to the changes from 20 September 2025, covering new rates, asset test thresholds, income test limits, and deeming rates.
Hi, I'm Rui Shi
Australian Personal Finance & Retirement Planning with Rui Shi
Expert insights on superannuation, pensions, and personal finance from a trusted Australian financial educator.
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December 9, 2024
What is a Good Salary in Australia? (2025 Income Guide)
A guide to Australian income, breaking down the average vs. median salary and what it takes to be in the top 1%.
December 16, 2024
How Your Super Affects the Age Pension: A Guide for Couples
A guide explaining how super is assessed by Centrelink and how the 'age gap' strategy can boost your entitlements.
The Mission Behind WealthCopilot
My journey into financial education began after years working as a qualified financial planner. I saw firsthand how many hardworking Australians felt overwhelmed by the complexities of superannuation and the Age Pension.
I started WealthCopilot with a simple mission: **to make complex financial topics simple and accessible for everyone.** I believe that with the right knowledge and tools, you can take control of your future and navigate your financial journey with confidence. Thank you for being here.
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Age Pension Calculators
A collection of powerful spreadsheets to help you model different financial scenarios and understand your entitlements.
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Australian Broker Comparison Cheat Sheet
This handy guide compares top Aussie brokers on fees and features to help you choose the right platform for your investing journey.
View All ToolsWhat the Community is Saying
"Rui's explanation of the assets test finally made sense to me after weeks of confusion. The spreadsheet is a lifesaver. Thank you!"
- Sarah K."I had no idea how deeming rates worked until I watched your video. So clear and helpful for my retirement planning."
- David L."As a new Australian, navigating the super system was impossible. Your videos have been the most valuable resource I've found."
- Priya M.