October 25, 2025
Helping Kids Buy Property? How it Can Affect Your Age Pension (Part 2)
A guide to complex scenarios: selling property below market, co-buying with kids, and how they impact your Centrelink Age Pension.
Blog & Insights
In-depth articles to complement the YouTube videos and explore financial topics.
October 14, 2025
How Helping Your Kids Buy Property Affects Your Age Pension (Part 1)
A guide on how gifting a deposit, acting as a guarantor, or loaning money to your children can impact your Centrelink Age Pension.
September 28, 2025
How Investment Properties Affect Your Age Pension
A guide on how Centrelink assesses investment properties for the Age Pension, covering the assets test, income test, and common traps to avoid.
September 20, 2025
Why Paying Off Your Investment Loan Could Be a Big Mistake
A guide to 4 powerful reasons why using an offset account is almost always smarter than paying off your investment property loan.
September 14, 2025
3 Ways to Reduce the Hidden Tax on Your Superannuation
A guide to the best strategies to reduce or eliminate the 17% tax on superannuation death benefits for adult children.
August 31, 2025
Age Pension UPDATE – New Rates & Rules from September 2025
A breakdown of the September 2025 changes to Australian Age Pension rates, asset tests, income tests, and deeming rates.
August 21, 2025
Age Pension When Only One Partner Qualifies: A Guide for Couples
A guide explaining how Centrelink assesses a couple when only one partner is eligible, covering payment rates and the super 'age gap' strategy.
August 8, 2025
The Ultimate Money Checklist for Couples
A guide to the essential money conversations and actions every couple should take to build a strong financial partnership.
August 3, 2025
7 Reasons You're Missing Out by Not Using a Portfolio Tracker
A guide to the key benefits of using a dedicated portfolio tracker like Sharesight or Navexa to manage your investments, performance, and tax.
July 30, 2025
A Teenager's Guide to Tax in Australia (Step-by-Step)
A step-by-step guide for teenagers on how to lodge a tax return, explaining excepted vs. non-excepted income with a real-life example.
July 20, 2025
Top 6 Australian Share ETFs: VAS, A200, MVW & VHY Reviewed (2025)
A 2025 review of Australia's most popular share ETFs, comparing their strategies, fees, and performance to help you choose.
July 6, 2025
DSP or Age Pension? A Guide to Making the Right Choice After 67
A guide comparing the Disability Support Pension and the Age Pension, covering benefits like the Work Bonus and portability.
July 1, 2025
When to Lodge Your FY25 Tax Return: Why Waiting is Your Smartest Move
Lodging your tax return early can be a trap. Here's a guide to the best time to lodge for a smooth and accurate return.
June 28, 2025
FY26 Superannuation Guide: All the Key Changes You Need to Know
A complete guide to the super changes from 1 July 2025, including the 12% SG, new caps, and the proposed $3m super tax.
June 22, 2025
Your Guide to the July 2025 Age Pension Changes
A detailed guide to the changes from 1 July 2025, covering new rates, asset test thresholds, income test limits, and deeming rates.
June 18, 2025
Best CHESS-Sponsored Brokers in Australia (2025 Review)
A comparison of Moomoo, CMC Invest, Stake, Pearler, and Webull for long-term ETF investors.
June 14, 2025
How a Proposed Trump Tax Could Hit Your Super and US Investments
A proposed US tax policy could end up taking money directly from the pockets of everyday Australian investors.
June 8, 2025
The Age Pension's 2-Year Portability Rule: Top 5 Questions Answered
A guide to the 2-year portability rule for former residents returning to Australia and how it affects your travel and payments.
June 1, 2025
CHESS vs. Custodial: Why Your Broker's Model Matters
A guide explaining the key differences between CHESS-sponsored and custodial brokers in Australia.
May 23, 2025
Retiring Overseas? How Your Australian Age Pension is Taxed
A guide to tax residency, non-resident tax rates, and how tax treaties affect your pension when you live abroad.
May 14, 2025
The Ultimate Guide to ETF Tax in Australia (AMMA & Cost Base Explained)
A guide to understanding AMMA statements and why you must adjust your ETF cost base every year.
April 26, 2025
What is Division 293 Tax? A Simple Guide for High-Income Earners
An explanation of the extra 15% tax on super contributions for high-income earners, how it's calculated, and strategies to manage it.
April 14, 2025
5 Smart Super Strategies to Save Tax Before June 30
A guide to powerful superannuation strategies to help you legally reduce your tax bill in FY25.
April 7, 2025
New Tax Cuts Explained: What the 2025 Changes Mean for You
A guide to the new income tax cuts, Medicare levy thresholds, and instant asset write-off for small businesses.
March 31, 2025
Super Contribution Splitting: The Game-Changing Strategy for Couples
Learn how to transfer super to your spouse's account to retire early, save tax, and boost your Age Pension.
March 24, 2025
Is Your Defined Benefit Pension Really Tax-Free? A Guide for Retirees
A guide to how defined benefit pensions are taxed in Australia, covering the income cap and tax components.
March 17, 2025
Age Pension Changes March 2025: New Rates and Thresholds Explained
A guide to the Age Pension changes from March 20, 2025, including new payment rates and updated thresholds.
March 10, 2025
The 5 Secrets to a Truly Happy Retirement
A guide covering financial planning, health, relationships, purpose, and managing the transition to a happy retirement.
March 3, 2025
How Defined Benefit Super Affects Your Age Pension: A Clear Guide
A guide explaining how Centrelink assesses defined benefit super, including the crucial 10% cap rule for the income test.
February 24, 2025
Negative Gearing: How Australia's Policy Compares to the World
A guide comparing Australia's negative gearing tax policy to the rules in New Zealand, the US, Canada, and the UK.
February 17, 2025
The $540 Tax Break Most Australian Couples Don't Know About
A guide to the spouse contribution strategy, a powerful tool for boosting retirement savings while providing an immediate tax benefit.
February 10, 2025
Why Australia's Inflation Rate is Not the Full Story
A guide explaining how the CPI is measured, what it leaves out (like housing costs), and why it doesn't reflect the true cost of living.
February 3, 2025
Australia's Housing Crisis: Why It's So Bad and What We Can Do
A guide explaining the key drivers of the housing affordability crisis, its impact on renters and buyers, and potential solutions.
January 27, 2025
18 Expert Tips to Maximise Your Australian Age Pension in 2025
Practical tips and strategies to help you navigate the Centrelink system and legally maximise your Age Pension entitlements.
January 20, 2025
Boomers vs. Gen X vs. Millennials: What Life Was Really Like 'Back in the Day'
A data-driven comparison looking at housing, work, and life milestones for young Australians through the decades.
January 13, 2025
Retiring Overseas? A Guide to the Australian Age Pension Abroad
A guide explaining how the Age Pension works when you travel or live overseas, covering payment rates, AWLR, and portability rules.
January 6, 2025
How Rich is the Average Australian? A Deep Dive into Our National Wealth
A guide to Australia's average and median net worth, broken down by age group and a look at the top 1%.
December 30, 2024
5 Sneaky Reasons Your Financial Goals Fail (And How to Fix Them)
A guide to the mindset shifts needed to set and achieve your financial goals successfully.
December 23, 2024
The Australian Age Pension: A Beginner's Guide
A guide covering the 3 keys to eligibility, payment rates, and how the assets and income tests work.
December 16, 2024
How Your Super Affects the Age Pension: A Guide for Couples
A guide explaining how super is assessed by Centrelink and how the 'age gap' strategy can boost your entitlements.
December 9, 2024
What is a Good Salary in Australia? (2025 Income Guide)
A guide to Australian income, breaking down the average vs. median salary and what it takes to be in the top 1%.
December 2, 2024
How to Calculate Your Age Pension: A Step-by-Step Guide
A guide with a comprehensive example walking through both the assets test and the income test to calculate your pension.
November 18, 2024
3 Life-Changing Money Lessons I Learned as a Financial Planner
Discover the top three money lessons everyone should know sooner rather than later to make better financial decisions.
November 4, 2024
5 Costly Transition to Retirement (TTR) Mistakes to Avoid
A guide to the most common and costly TTR mistakes, covering the 'Notice of Intent,' Centrelink impacts, and insurance.
October 21, 2024
The Transition to Retirement (TTR) Strategy: A Complete Guide for 2025
A guide explaining how the TTR strategy works, with examples on how it can be used to reduce tax and manage retirement.
August 12, 2024
The Super Bring-Forward Rule Explained (2025 Guide)
A guide to the bring-forward rule for non-concessional contributions, explaining eligibility, caps, and how it works with examples.
July 29, 2024
The Real Tax-Free Threshold in Australia (Hint: It's Not $18,200)
A guide explaining why the real tax-free threshold is $22,575 due to the Low Income Tax Offset (LITO).
July 15, 2024
Superannuation Changes from July 2024: A Complete Guide
A guide to the new SG rate, contribution caps, and thresholds for the 2025 financial year.
May 28, 2024
7 Smart Super Strategies to Save Tax in Australia
A guide to 7 powerful superannuation strategies you can use to legally pay less tax, from beginner to advanced.
April 29, 2024
The Hidden Tax Trap of Redraw Facilities (vs. Offset Accounts)
A guide explaining why parking money in a redraw facility could be costing you thousands in tax every year.