March 6, 2026
Age Pension UPDATE: New Rates, Rules & Thresholds from 20 March 2026
Discover the critical changes to the Australian Age Pension, including increased payment rates, updated thresholds, and the new deeming rates.
Hi, I'm Rui Shi
Australian Personal Finance & Retirement Planning with Rui Shi
Expert insights on superannuation, pensions, and personal finance from a trusted Australian financial educator.
Watch on YouTube Explore Tools
Start Your Journey Here
January 13, 2025
Retiring Overseas? A Guide to the Australian Age Pension Abroad
A guide explaining how the Age Pension works when you travel or live overseas, covering payment rates, AWLR, and portability rules.
December 16, 2024
How Your Super Affects the Age Pension: A Guide for Couples
A guide explaining how super is assessed by Centrelink and how the 'age gap' strategy can boost your entitlements.
The Mission Behind Wealth Copilot
My journey into financial education began after years working as a qualified financial planner. I saw firsthand how many hardworking Australians felt overwhelmed by the complexities of superannuation and the Age Pension.
I started Wealth Copilot with a simple mission: **to make complex financial topics simple and accessible for everyone.** I believe that with the right knowledge and tools, you can take control of your future and navigate your financial journey with confidence. Thank you for being here.
Get My Free Financial Tools
Age Pension Calculators
A collection of powerful spreadsheets to help you model different financial scenarios and understand your entitlements.
View All Tools
Australian Broker Comparison Cheat Sheet
This handy guide compares top Aussie brokers on fees and features to help you choose the right platform for your investing journey.
View All ToolsWhat the Community is Saying
"Rui's explanation of the assets test finally made sense to me after weeks of confusion. The spreadsheet is a lifesaver. Thank you!"
- Sarah K."I had no idea how deeming rates worked until I watched your video. So clear and helpful for my retirement planning."
- David L."As a new Australian, navigating the super system was impossible. Your videos have been the most valuable resource I've found."
- Priya M.